Terms of Use & Legal Disclaimer

1. Acceptance of terms

By accessing or using Dolla, provided by Gentoo Solutions LLC (“Gentoo”, “we”, “us”), you agree to be bound by these Terms of Use. If you do not agree, do not use the application.

2. Not financial advice

Dolla is an educational financial planning tool and does not provide financial, investment, tax, or legal advice. All projections, scenarios, and calculations are illustrative estimates based on assumptions you provide and publicly available data. They are not predictions of future results.

Consult a qualified financial advisor, CPA, or attorney before making any financial decisions. Gentoo Solutions LLC is not a registered investment adviser.

3. Beta software disclaimer

Dolla is currently in beta. The software may contain bugs, inaccuracies, or incomplete features. We do not warrant that the application will be error-free or uninterrupted. Data displayed may be inaccurate. Do not rely solely on Dolla for financial decisions.

4. Limitation of liability

To the maximum extent permitted by applicable law, Gentoo Solutions LLC and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, goodwill, or other intangible losses, arising out of or in connection with your use of Dolla.

Our total cumulative liability to you for any claim arising out of or related to these Terms or the use of Dolla shall not exceed the amount paid by you to Gentoo Solutions LLC in the twelve (12) months preceding the claim, or $60.00, whichever is greater.

5. Acceptable use

You agree not to:

• Use Dolla for any unlawful purpose or in violation of applicable law.
• Attempt to reverse-engineer, scrape, or extract data from Dolla at scale.
• Introduce malware or attempt to compromise the security of the application.
• Share your account credentials with others.

6. Intellectual property

All content, trademarks, logos, and software comprising Dolla are the property of Gentoo Solutions LLC or its licensors. You may not reproduce, distribute, or create derivative works without our written permission.

7. Termination

We may suspend or terminate your access to Dolla at any time for any reason, including violation of these Terms, with or without notice. You may delete your account at any time from Settings.

8. Governing law

These Terms are governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. To the extent a dispute proceeds in court (see Section 9), you consent to the exclusive personal jurisdiction and venue of the state and federal courts located in New York County, New York.

9. Binding arbitration & class action waiver

Please read this section carefully. It affects your legal rights.

Binding arbitration. Except for disputes that qualify for small-claims court, you and Gentoo Solutions LLC agree to resolve any dispute, claim, or controversy arising out of or relating to these Terms, the Privacy Notice, or your use of Dolla — including privacy and data-related claims — exclusively through final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules, rather than in court. The arbitration will be conducted in New York County, New York, or, at your election, via videoconference. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class action waiver. You and Gentoo Solutions LLC each waive the right to a jury trial and the right to participate in a class action, class arbitration, or representative proceeding. All disputes must be brought in an individual capacity only. This waiver applies to all claims whether brought in arbitration or, where permitted, in court.

Opt-out. You may opt out of this arbitration agreement by sending written notice to legal.gentoosolutions@gmail.com within 30 days of first accepting these Terms. Your notice must include your name, email address, and a clear statement that you wish to opt out of arbitration. Opting out does not affect any other provision of these Terms.

Exceptions. Either party may seek emergency injunctive or other equitable relief in a court of competent jurisdiction to prevent imminent harm, and either party may bring an individual claim in small-claims court if it qualifies.

10. Changes to these terms

We may update these Terms from time to time. We will notify you of material changes by updating the effective date and, where required, by sending an email to your registered address. Continued use after notice constitutes acceptance of the updated terms.

11. Contact

Questions? Contact us at legal.gentoosolutions@gmail.com.

Registered address: